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ETF: Income ETFs II – Listed Property ETFs

Kristia van HeerdenETF Blog, Latest

…the loss-making assets. Property and tax Income received from REITs is taxed at your income tax rate. Income earned from property companies that don’t have REIT status is treated as interest. After the initial R23,800 tax exemption, income received from these companies is also taxed at your income tax rate. This rate could be significantly…

Income tax and trusts: A basic introduction

De Wet De VilliersLatest, Tax Tuesday

…allow income to flow through to a beneficiary without being subject to tax in the trust. But, for this provision to apply, the trust income must vest in the beneficiary within the same year of assessment in which the trust receives the income. That income will not be part of the trust’s taxable income, as…

Foreign-employment income tax

De Wet De VilliersLatest, Tax Tuesday

…foreign jurisdiction may well choose to tax the entire income. Will I be double taxed? For amounts in excess of R1.25 million, South Africa will include the income in that person’s taxable income for the year of assessment. This doesn’t result in the income being double taxed. The foreign jurisdiction will still want to tax…

Map with passport stamps

Tax on income: foreign employment and foreign employees

De Wet De VilliersLatest, Tax Tuesday

…In addition to taxing South African residents on their worldwide income, South Africa also taxes income that is earned from a source in South Africa. In some circumstances, the Income Tax Act specifies the kind of income and the surrounding circumstances that are deemed to be income from a South African source. When the income

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ETF: Income ETFs III – Bonds and Preference Shares

Kristia van HeerdenETF Blog, Latest

…showing the value of this deemed interest income.” In the ETF space, there are three main debt instrument categories to consider. Inflation-linked bond and fixed-income bond ETFs invest in local and international government debt. Preference shares are a great way to rake in those dividends. Inflation-linked bond ETFs Real world inflation-linked bonds pay out a…

Wealthy Maths: Debt-to-income ratio

Kristia van HeerdenLatest, Wealthy Maths

…when assessing loan applications. In simple terms, your debt-to-income ratio is a representation of how much of your income goes towards servicing your debt. The higher this value, the worse it is for your finances. How to calculate your debt to income ratio Add up all your monthly debt repayments. That’s everything you are paying…

Ninety One lists two Actively Managed Income ETFs

Simon BrownETF Blog, Latest, Video Invest

…and offshore assets, with a strong focus on income generation and capital preservation. Ninety One Global Diversified Income Prescient Feeder Actively Managed Exchange Traded Fund (ZAR feeder into USD fund) JSE code: 91GINC Dividends reinvested TER 0.53% (in. VAT) Tax-free allowed 91GINC offers offshore diversification through a global, low-duration, multi-asset income strategy aiming to deliver…